Welcome

Is a Reverse Mortgage Right for me?

A reverse mortgage is a special type of home loan that lets you convert a portion of the equity in your home into cash. The equity that built up over years of home mortgage payments can be paid to you. But unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence. The reverse mortgage is different in that it pays you, and is available regardless of your current income. The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or limits for your area. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.

These are government insured programs so they are completely legitimate. There are many myths surrounding these programs. Call me for the real answers and you or someone you know might benefit. View Loan Programs

Call 302-260-7088 or email gail@gailalm.com.

We're Ready to Consult with You

No matter how simple or complex your borrowing needs may be, Fairway Independent Mortgage can help. With a wide variety of loan programs for home purchase, home construction, and home refinance, we are sure to have the right program to fit your situation. First-time home buyers - count on us to help walk you through your first home mortgage experience and for those withchallenging credit our experienced loan experts will walk you through a number of options to help you get the financing you need. Free Consultation

Fastest, Easiest Way to Apply - Do It Online

To accommodate your busy schedule, we offer 3 fast and easy way to apply for a loan. Complete our Quick Application to start the process and we'll guide you through the rest. If you would like to fill out our Complete Loan Application and feel comfortable, your loan application can go even faster. Or feel free to call 302-260-7088 for quick, personal assistance. Apply Now or schedule an Instant Callback.

When Should You Refinance?

If you already own a home, you have a powerful option available to you - the ability to refinance your mortgage. You can refinance to a lower rate to save thousands of dollars over the life of your loan. Plus, refinancing gives you the ability to tap into your home's equity as a smart way to pay for a long-awaited home improvement, new car, or college tuition. Call us to discover your options.

Sign Up to Receive My Rate Watch Newsletter

Rate Watch is a unique service that I provide for my clients as well as others who want their mortgage to be professionally managed. The Rate Watch report is designed to give you an overview of how your mortgage is performing based on the current market. It may or may not make sense to refinance based on today's rates. The intent of the RateWatch service is to keep you informed of highly valuable and customized information specific to your personal loan.

To begin receiving the newsletter, please fill out the following form and FAX it back to me at 302-227-2895. I will begin mailing the report to you on a regular basis, thereby, ensuring that you always have the best loan program that meets your short and long term financial goals.

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Download a Sample Rate Watch Report